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“They need money for new housing, help buying clothes and incidentals that were taken by the fire.”

by Prince Of Petworth February 27, 2017 at 10:40 am 9 Comments

fire

“Dear PoPville,

Can you put up a post about the fire at 9th and Rock Creek Church Rd. NW GoFundMe campaign created by their neighbors? They need money for new housing, help buying clothes and incidentals that were taken by the fire.”

The GoFundMe says:

“Their building is uninhabitable and it is unclear when repairs will begin.

Our neighbors have lived here in Petworth far longer than the few years I’ve been in my building.

Feven, her daughter, and their dog want to stay here in Petworth, the place they’ve called home for so long. Her daughter goes to school nearby and she wants her to have the same easy commute she has always had.

The 3 other neighbors in the building and their 4 dogs need help, too. They want a new place and safe housing for their dogs.

The fire took their safety, their belongings, melted pieces of their life away.

But it shouldn’t take them out of our community.

Washington, DC isn’t as cheap as it was when they moved into the neighborhood. This city has become expensive. And housing doesn’t come cheap.

Their most essential needs are:
– Funds to help with housing, clothes/shoes, and replacing other essentials
– Help finding a safe inexpensive place to live near where they have always lived at 9th and Rock Creek Church Rd. NW.
Help spread the word!”

  • LCinDC

    Honest question and not meant to be insensitive, so I appreciate any helpful responses–is there a gap with what renter’s/homeowner’s insurance covers and these things? Do people not have insurance? I’m curious because when I rented, I was always required to show proof of insurance before leasing. To be clear…I am not victim-blaming, I am simply asking for someone knowledgeable to enlighten me.

    • Formerly ParkViewRes

      I think there’s a gap in when you actually get the funds. The insurance company is going to do an investigation and I don’t think they’re going to hand over the money until they determine the pay out is warranted. I am just guessing. Also, I have def lived in places that did not require insurance.

      • James W.

        That’s not accurate. Renter’s insurance policies pay out very quickly – in most cases it takes less than a week from the time of the incident. I encourage everyone to seek out a renter’s policy (in many cases your premiums are only $20 or $30 a month) and ask your agency about terms.

        • HaileUnlikely

          Some (at least the one that I used to have) don’t just cut you a check but rather reimburse you for expenses that you incur in replacing your stuff, in which case you yourself first need to be able to replace your stuff to begin with before the question of reimbursement even becomes relevant.

        • also anon

          The cost of renter’s insurance it probably heavily influenced by the amount of coverage you need but I had it for $125 a year so it can be very cheap.

    • wdc

      Renters insurance isn’t as common as you’d think. If you’re on a tight budget, it’s an easy thing to cut. (So one might have it when signing the lease, and then not renew it.)
      And, even if insured, most insurance takes a while to pay out.

      • HaileUnlikely

        Thus, and most insurance policies have deductibles. Given that they’re only trying to raise $2000, I wouldn’t be surprised if that is their deductible.

    • It’s just me

      Lot of people don’t have renter’s insurance. Even if they do, many policies don’t cover enough for “loss of use” – which usually covers at least some level of temporary rent (often not enough) and some for the fact that you’ll likely be eating out more, etc). For example, my homeowners covers 12 months of loss of use, but in reality if my home burned down, it would take longer than that to rebuild. So I’d have to have some money saved to cover that. And it isn’t clear to me how much I really have for that 12 months – is it to rent something similar to what I had? Would that be possible given the increase in rents in my neighborhood, etc.

    • Neil

      Also, by default most policies only cover the actual cash value of your personal possessions, which can be much less than the replacement cost.

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