Dear PoPville

“Health Insurance Decision: Health Savings Account (HSA) with a catastrophic plan versus regular POS Blue Choice advantage.”


Photo by PoPville flickr user Lindsey Robinett

“Dear PoPville,

My company just began offering a HSA plan linked with a Catastrophic Bluechoice plan. I am a young health individual and like the appeal of the HSA because its cheap, I am covered if something horrible happens and still get my yearly check up in addition to being able to save tax free for retirement (HSA’s become like normal retirement accounts after 65). What have other PoPer’s experences been with them? Are there drawbacks in practice?”