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“I had no choice but to do my 3x more expensive COBRA option. AARRRGGHHH!!”

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Photo by PoPville flickr user Lindsey Robinett

“Dear PoPville,

I recently lost my job, so checked the healthcare.gov/DC healthlink options available as an alternative to a COBRA plan– Pretty expensive at $360 per month. I have multiple sclerosis but am in otherwise good health, so when choosing plans, the only two considerations were that my doctor and drug were covered. Here’s what I found:

1. There are only two individual plan carriers in DC: Carefirst and Kaiser Permanente.
2. Carefirst covers my doctor, but not my drug.
3. KP covers my drug, but not my doctor.

So, instead of having any of those more affordable, $115-150 plans available, I had no choice but to do my 3x more expensive COBRA option. AARRRGGHHH!!

Do you/anyone out there know of any resources to help me out, or advocacy groups? I’ve no doubt I’ll be gainfully employed again soon, but what if someone with less means found themselves in this situation?”

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