Unequivocally YES! I have had the sad misfortune of having both my cats come down with fatal illnesses in the past 2 years. The first cat – without pet insurance – cost me $8,000 before she died. The second one would have cost me over $2,000 had I not had pet insurance. I had to pay out up front, but I was reimbursed a large portion of the cost. There is also a pet insurance – the name escapes me – that has participating vets who will not bill you but will file for you, but I can’t recall the name and you have to go to their vets. The one I used is Pet Plan. I only wish I’d had it for the first cat.