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I disagree with the other answers – I’ve found having a maintenance contract for my HVAC systems to be a very useful thing. I’ve found that annual maintenance visits to ensure everything is working properly rather than waiting for something to break (often at a very inopportune time) is the smart way to do it, and if you are going to have annual service, you may as well get it under a contract. It helps to have a relationship with a service, especially when there is a crisis.
My current contract is with Thomas E. Clark. I like them because they also do plumbing and, so far, I’ve received prompt and excellent service from them when I’ve needed them. But I think there are a lot of companies out there that do similar quality work and some may be cheaper (not sure about that…). Good luck.