Thanks guys! Yeah I’m just so confused because on the house we were previously under contract on, they had ‘issues’ with several easily fixable cosmetic things and did not even mention the issues I found more serious (like brick needing repointing and water damage resulting). Like I said it was a private loan but it was similar to an FHA in terms of the downpayment so I just don’t know. Anyways, I hope we can work it out- I just love the neighborhood and am still blown away that we could even possibly afford it! If anyone else has any more advice/experiences I would love to hear!